Local: 215-536-4455
Toll Free: 1-877-536-4455
Final Expense & Life Insurance | PA & NJ
Protect Your Family.
Without The Financial Burden.
Final expense insurance covers funeral costs, medical bills, and end-of-life debts.
No medical exam required in most cases. Guaranteed acceptance options available for ages 50-85.
Get Your Free Quote
No obligation. A member of our team will follow up at your convenience.
🔒 Your information is secure and never sold.
By submitting, I provide my signature giving express consent to be contacted by United Integrity regarding Final Expense and Life Insurance via phone or text, even if I am on a Do Not Call list. Consent is not a condition of purchase. Privacy Policy
The Process
Simple From Start to Coverage
Request a Quote
Fill out the form above or call us directly. We keep it simple.
Schedule a Call
A licensed agent will reach out to schedule a brief, no-pressure conversation at your convenience.
Review Your Options
We present all available plans and help you find coverage that fits your needs and budget.
Get Covered
Most applications are approved quickly. No medical exam required in most cases.
Client Reviews
What Pennsylvania & New Jersey Families Say
“Tyler Parry is an asset to this company. He took an extreme amount of time to explain things thoroughly and helped me make the right decision on my Medicare supplement.”
Debbie K.
Verified Google Review
“Alex is very well spoken and knowledgeable about everything I needed to know. A complete pleasure to work with.”
Shay Shay
Verified Google Review
“They didn’t just sell us a policy — they explained everything. No pressure, just honest guidance. That’s rare these days.”
Maria L.
Philadelphia, PA
Why United Integrity Group
A Different Kind of Agency
Traditional Agents
- ✕ Push highest commission products
- ✕ Make the process confusing
- ✕ Disappear after the sale
- ✕ Require extensive health exams
- ✕ One-size-fits-all approach
United Integrity Group
- ✓ Show all your options — including lower commission plans
- ✓ Explain everything in plain English
- ✓ Answer your calls for life
- ✓ No medical exam required in most cases
- ✓ Personalized, honest recommendations
Most people over 50 can get covered for less than they expect. And if you have health issues — diabetes, heart conditions, or a cancer history — we specialize in finding options that work for you. We work with multiple carriers so you see the full picture.
*Most cases; some restrictions apply.
Coverage Options
Which Coverage Is Right for You?
Final Expense Insurance
- ✓ Coverage from $5,000 to $50,000
- ✓ No medical exam required in most cases
- ✓ Guaranteed acceptance options (ages 50-85)
- ✓ Affordable monthly premiums
- ✓ Fixed premiums that never increase
- ✓ Quick application process
Traditional Life Insurance
- ✓ Flexible coverage amounts
- ✓ Income replacement for your family
- ✓ Mortgage protection
- ✓ Term and permanent options
- ✓ May require health screening
Not Sure Which You Need?
That is exactly what we are here for. Call us and we will help you figure it out — no obligation, no pressure.
Common Concerns
Don’t Let These Myths Stop You
“I’m Too Old”
Fact
We specialize in ages 50-85. It is never too late to protect your family.
“I Have Health Problems”
Fact
We offer guaranteed acceptance options. Diabetes, heart issues, and cancer survivors can qualify.
“I Can’t Afford It”
Fact
Final expense coverage is more affordable than most people expect. Many policies cost less than a cable bill.
“I’ll Just Save the Money”
Fact
Insurance provides immediate coverage. Savings take time to build, and your family needs protection now.
“My Family Will Figure It Out”
Fact
They will — but planning ahead lets them focus on your memory, not unexpected bills.
Why Act Now
The Case for Planning Today
Lock In Your Rate
Premiums are based on your age at enrollment. Starting now means the lowest possible rate.
More Options
Your current health status gives you access to the widest range of coverage available.
Fixed Premiums
Lock in a permanent rate today that will never increase as you get older.
Reliable Protection
Your plan will be in place and ready exactly when your family needs it most.
The good news? You are reading this right now. That means you are one step away from finding the right plan for your budget and your family’s future.
Common Questions
Final Expense Insurance — Answered
What is final expense insurance?
A type of life insurance designed to cover funeral costs, medical bills, and end-of-life expenses. Coverage typically ranges from $5,000 to $50,000 with affordable premiums.
Do I need a medical exam?
In most cases, no. We offer no-exam policies and guaranteed acceptance plans with no health questions at all, for ages 50-85.
How much does it cost?
Costs vary by age, health, and coverage amount. We present options from multiple carriers so you can compare and choose what fits your budget.
What if I have health issues?
We specialize in this. Whether you have diabetes, heart disease, cancer history, or other conditions, we have options available.
How quickly can I get covered?
Many applications are approved within days. Some guaranteed acceptance policies are approved immediately.
What exactly does it cover?
Funeral and burial costs, cremation, outstanding medical bills, credit card debt, legal fees, and any other final expenses your family might face.
Get Your Free Quote
No obligation. A member of our team will follow up at your convenience.
🔒 Your information is secure and never sold.
By submitting, I provide my signature giving express consent to be contacted by United Integrity regarding Final Expense and Life Insurance via phone or text, even if I am on a Do Not Call list. Consent is not a condition of purchase. Privacy Policy
Prefer to talk?
You Can’t Control When Your Time Comes.
But you can control what you leave behind.
515 South West End Boulevard, Suite 101, Quakertown, PA 18951
✆ (215) 536-4455
We're Here to Help You
Call 215-536-4455
Contact Us
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
© 2026 United Integrity Group, Inc.
All Rights Reserved